Head to head · scores updated Oct 27, 2026
Insperity vs TriNet: scored side by side
Insperity scores 77 and TriNet scores 72 out of 100. TriNet starts lower: ~$80–$150/employee/mo versus ~$150–$210/employee/mo (estimates labeled).
Score breakdown
| Factor | Max | Insperity | TriNet |
|---|---|---|---|
| IRS CPEO certification | 30 | 30 | 30 |
| ESAC accreditation | 20 | 20 | 20 |
| Price transparency | 20 | 10 | 10 |
| Contract flexibility | 10 | 0 | 0 |
| Small-business access | 10 | 7 | 2 |
| Coverage | 10 | 10 | 10 |
| Total | 100 | 77 | 72 |
Side by side
| Insperity | TriNet | |
|---|---|---|
| Trust Score | 77 / 100 | 72 / 100 |
| Price | ~$150–$210/employee/mo Estimate | ~$80–$150/employee/mo Estimate |
| Pricing model | % of payroll | Flat PEPM (unpublished) |
| Certification | CPEOESAC | CPEOESAC |
| Minimum employees | 5 employees | Not published |
| Best fit | 20–200 employees | 10–500 employees |
| Contract | Annual | Annual |
| Coverage | National, 90+ offices | National |
| Industries | Professional services, Healthcare practices, Tech and startups | Tech and startups, Professional services, Financial services, Nonprofits, Healthcare practices |
| 25 employees, admin fee per year | $45,000–$63,000 | $24,000–$45,000 |
| Strengths | Dedicated HR specialists · Deep training content · HRScale (Workday) for the mid-market | Industry-specific compliance and benefits · Flat per-employee admin fee · CPEO and ESAC |
| Watch out for | Premium price · Price increase reported in January 2026 | No public rate card · Several features rely on partners |
Questions buyers ask
Which ranks higher, Insperity or TriNet?
Insperity ranks higher, 77 to 72. The score uses certification, price transparency, contract terms, minimum headcount and coverage only.
Is Insperity cheaper than TriNet?
TriNet starts lower: ~$80–$150/employee/mo versus ~$150–$210/employee/mo (estimates labeled).